Compare Home Loan Interest Rates
Home loan offerings differ from different bank providers. Personal loan interest rates vary depending on a number of factors such as:
Employment Type: Personal loan interest rates differ for salaried and non-salaried personnel, considering non salaried personnel can pose risky investment possibilities
Company Type: Companies are organised into Category A, B and C based on parameters like revenue, adherence to standards and so on
Salary: Your salary dictates how much your interest rate could be. Lower salaries usually warrant higher interest rates to mitigate the banks lending risk
FinFlux Financial Services Pvt Ltd is the online portal of Andromeda Sales & Distribution, India’s largest loan distributor, and works with over 35 preferred banks like Axis Bank, Bajaj Finserve, Cholamandalam, Citibank, DCB, Deutsche Bank, DHFL, ECL Finance, EDELWEISS, First Blue, Fullerton, Capital First, HDB Financial Services, HDFC BANK LTD, HDFC LTD, HSBC, ICICI Bank Ltd, IndiaBulls Financial Services Pvt Ltd, Indiainfoline, Indusind Bank, ING Vysa Bank Ltd, Investment financial Services Pvt Ltd, Karvy Financial Services Pvt Ltd, Kotak Mahindra Bank Ltd, Magma Finance, Money line, Punjab and National Bank, Reliance, Religare, Standard Chartered Bank, Shriram City, Tata Capital, Electronica Finance Limited, Money Matters Finance Ltd to name a few.
FinFlux Financial Services Pvt Ltd offers the best deals on unsecured loans, home loans, general purpose loans, business loans, working capital loans and much more. Andromeda Sales and distribution has been providing customers with financial solutions for over 20 years!
Compare Home Loan Interest Rates
| Floating Interest rate | Per lac EMI | Processing Fee | Prepayment Charges | |
| ICICI Bank | For Women – 10.10% | For Women: Rs.972 | 0.50% of loan amount upto Rs. 1 crore | N.A |
| For Others -10.15% | For Others: Rs. 975 | |||
| HDFC Ltd | 8.65% | Rs.909 | 0.5% or maximum 10,000 + Service Tax (12.36%) | No prepayment charges shall be payable for partial or full prepayments irrespective of the source |
| HSBC Bank | For Salaried: 10.15% – 10.35% | Salaried: Rs.974 – Rs.988 | 1% of the loan amount applied for, subject to a minimum of Rs 10000 plus service tax. This fee is payable on application and is not refundable | Nil |
| For Self Employed: 10.25% – 10.45% | Self Employed: Rs.981 – Rs.995 | |||
| AXIS Bank | 10.25% | Rs.982 | Upto 1% of the loan amount subject to minimum of Rs.10,000/- | Nil |
| IDBI | 10.25% | Rs.982 | 0.50% of loan amount + applicable tax subject to maximum of Rs. 50,000/- + applicable tax | If Balance Transfer then 2% Otherwise Nil |
| PNB Housing Finance Ltd. | 10.50% – 11.25% | Rs.998 – Rs.1049 | 0.50% | NIL |
| ING Vysya | 10.75% – 11.25% | Rs.1015 -Rs.1049 | 0.5% of the loan amount | NIL |
| Standard Chartered | 10.26% | Rs.982 | Rs.5500/- + Service tax | NIL |
| Citibank | Scheme I: 10.25%*(No Home Credit facility) | Scheme I: Rs.982 (No Home Credit facility) | For Salaried: 0.25% | NIL |
| Scheme II: 10.50%*(Home Credit facility available) | Scheme II: Rs.998 (Home Credit facility available) | For Self Employed: 0.5% | ||
| Deutsche Bank | 10.50% | Rs.998 | 12000 + Service Tax | Nil |
| DHFL | For salaried: 9.35% | For salaried: Rs. 922 | For salaried: 1% | NIL |
| For Self Employed: 9.45% | For Self Employed: Rs. 929 | For Self Employed: 1.5% | ||
| India Bulls | Upto Rs. 25 Lakhs: 10.15% | Upto Rs. 30 Lakhs: Rs. 7500 + 12.36% | NIL | |
| Above Rs. 25 Lakhs: 11% | Above Rs. 25 Lakhs: Rs. 1032 | Above Rs. 30 Lakh: 0.5% of Loan Amount | ||
| Kotak Bank | 10.25% | Rs.982 | 0.25% – 0.5% | 2% on Balance transfer else NIL |
| PNB Housing Finance Ltd. | 10.25% | Rs.982 | ||
| First Blue Home Finance | For Salaried/Self-Employed: 10.25% | For Salaried: Rs. 982 | Salaried (Up to 30 lakhs): Rs. 7300 | Nil |
| For Salaried/Self Employed (Upto Rs 25 Lakhs): 10.75% | For Self Employed: Rs. 1015 | Rs. 30 – 75 lakhs: Rs. 11800 | ||
| For Salaried/Self Employed (Above Rs 25 Lakhs): 11.25% | Above Rs. 75 lakhs: Rs. 15,000 + Service Tax (12.36%) | |||
| Development Credit Bank | 11.50% | Rs.1066 | 1% of Loan Amount | Nil |
| Tata capital Housing Finance ltd | For Salaried: 10.25% – 10.9% | For Salaried: Rs. 982 – 1025 | 0.5 to 1% Of Loan Amount | N.A |
| For Self Employed: 10.75% – 11.50% | For Self Employed: Rs. 1015 – 1066 | |||